Which Cashback App Gets You the Most Back on Dining?
Whether you’re a casual takeout fan or a serious dumpling devotee, saving money while eating out is easier than ever with cashback apps. But with so many choices—like Fluz, Rakuten, and Ibotta—how do you know which app gives you the best return on your meals?
Here’s a head-to-head comparison of the most popular cashback platforms to help you decide which one maximizes your dining savings.
Fluz: Best for Instant Cashback at Chain Restaurants
Fluz stands out for its ability to deliver instant cashback when you buy a digital gift card right before paying at a restaurant or food delivery service. The gift cards are down-to-the-penny, so you only buy what you need. There’s no need to pre-load your account or plan ahead.
Fluz partners with dining brands like:
Cashback percentages vary, but they’re often between 1% and 10%, depending on the merchant. Users can stack these savings with restaurant rewards or promo codes from delivery apps.
Rakuten: Great for Online Takeout and Delivery
Rakuten excels when you’re placing online orders—especially for pickup or delivery. You’ll find cashback offers at major platforms like:
- Grubhub
- DoorDash
- Uber Eats
To earn, users must click through the Rakuten portal or activate offers via its browser extension. Cashback ranges from 1% to 5%, depending on the promotion and restaurant. Rakuten’s payout comes on a quarterly schedule via PayPal or check, so it’s not instant.
Ibotta: Solid for Grocery Dining and Loyalty Crossovers
Ibotta is most effective when you dine at fast casual or grocery-based eateries, or when you’re shopping for ingredients. Some restaurant chains show up as in-store or online offers, particularly through Ibotta’s mobile app.
Ibotta often features deals like:
- Cashback on frozen dim sum or take-home bao buns
- Offers at chains like Chipotle, Noodles & Company, or Red Robin
Users upload receipts or link loyalty accounts to qualify. Payouts are typically available once your balance reaches $20.
Which Cashback App Wins?
Here’s how the three apps stack up:
Final Verdict:
- Use Fluz if you want instant cashback at restaurants or food delivery apps without waiting for your money.
- Choose Rakuten if you order food online frequently and prefer using a browser extension.
- Opt for Ibotta if you’re a grocery shopper who occasionally eats out and likes scanning receipts for rewards.
If you’re new to Fluz, download the app here and start earning cashback today.
